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Legal Notice

 

Legal Notice

I. IDENTITY OF THE EDITOR

This website www.cdgcapitalgestion.ma is published by CDG CAPITAL GESTION, a public limited company with a capital of 1,000,000.00 Dirhams. RC No. 111939, Headquarters: 101 Boulevard Massira Al Khadra, 3rd Floor, Casablanca - Morocco. Legal representative: Mrs. Ouafae Mriouah.
The activities of CDG CAPITAL GESTION are governed by the legal provisions relating to undertakings for collective investment in transferable securities and the circulars of the Moroccan Capital Markets Authority (AMMC).


 

II. CONDITIONS OF ACCESS AND USE
Any use of this site and its contents automatically entails the acceptance by the user of the following conditions of access and use:
Nature of information
The site presents only UCITS whose marketing is authorized in Morocco. The fact sheets of the UCITS referred to by the Moroccan Capital Market Authority are available on this website and at the premises of CDG Capital Gestion. They are delivered on demand by the investment advisers. Reading the MSDS of the UCITS is essential to understand the framework of the product as well as the conditions of its subscription and any possible redemption restrictions. The tax treatment specific to the investment in units or shares of UCITS depends on the individual situation of each investor and is subject to change.
Published information (descriptions of products and services, financial performance, etc.) is provided for information only. Necessarily simplified or evolutive, none of them can be considered as a contractual offer of service or product. It is the responsibility of any user wishing to obtain a product or service described on the site to contact CDG CAPITAL GESTION to inquire about its availability, contractual conditions and rates that apply to it.


The Publisher reserves the right to make any content, including commercial offers, at any time, any modifications necessary for its improvement (modifications, additions or deletions), without necessarily having to inform the user.
CDG CAPITAL GESTION pays a lot of attention to the accuracy of the data contained on this site. If nevertheless a user had to identify in the pages of the site an incorrect or erroneous information, he is invited to inform the Editor.
The responsibility of CDG CAPITAL GESTION is not engaged in the case of information coming from a source outside the company.
Property
The presentation and the content of the site constitute a work protected by the laws in force on the intellectual property, of which the Editor holds. The texts, images, audio-visual or audio sequences and other documentations represented on the site are property of CDG CAPITAL GESTION or third parties having authorized the Publisher to use them. The denomination CDG CAPITAL GESTION, the logo, the name of the products of the range as well as the slogans are, except particular indication, marks registered by CDG CAPITAL GESTION. For these purposes, any reproduction, representation, adaptation, translation, and / or transformation, in whole or in part, or transfer to another site, in whole or in part, is prohibited without the prior written consent of CDG CAPITAL GESTION.
The reproduction of any document published on the site is exclusively authorized for the purpose of information for a personal and private use, provided to include the mentions concerning the copyright or other mentions concerning the rights of intellectual or industrial property. This private use does not confer any rights on the documents concerned.
communications

The messages that a user of the site can send to the Editor via the forms present on the site, transit through an open telecommunication network. As such, the Publisher can not ensure the confidentiality. For all confidential messages, the user is invited to contact CDG CAPITAL GESTION directly. In no event may CDG CAPITAL GESTION accept to receive instructions by courier to execute a banking or financial transaction requiring a written and signed order from the client. Customers wishing to open an account for monitoring the private area of ​​the site of their investment portfolio must sign a specific agreement with CDG CAPITAL GESTION. The content of messages or documents sent to CDG CAPITAL GESTION by e-mail or any other means from the site (including data, questions, comments or suggestions) will be treated as non-confidential and non-proprietary content. It will therefore be deemed freely usable by CDG CAPITAL GESTION, in particular for purposes of reproduction, communication, transmission, publication, distribution and sending. The Publisher is free to reuse for development, production, marketing or other purposes, the ideas, concepts, know-how or techniques contained in the messages sent to the site, whatever the object. Hypertext links

The connection to another site via a hyperlink is the personal choice of the user and is operated under its sole responsibility. It implies the prior written permission of the Publisher.
The user must take all precautions to ensure that the site served by the hyperlink contains no viruses.
The existence of links to other sites does not constitute acceptance or validation of the latter. The responsibility of CDG CAPITAL GESTION can not be held liable for the use of information of the Publisher by these third sites.
Limits of liability
The information provided on the site is for informational purposes only. Accordingly, the use of such information and content available on the entire site can not in any way engage the responsibility of CDG CAPITAL GESTION, in any capacity whatsoever. The user is the sole master of the proper use, with discernment and wit, information made available to him.
Within the limits of the applicable law, the Publisher will not be able to in no case be held responsible for damages or prejudices, direct or indirect, tangible or intangible, or of any other nature, resulting from any use of the site or its unavailability.

The site user acknowledges having the skills and means necessary to access the site and use it. In particular, the user must ensure that he has installed an antivirus and a firewall on the computers from which he accesses the site. In general, the Publisher can not be held responsible for any damage that may be suffered by the user's technical environment, including its computers, software, network equipment and any other material used to access the site and use it .
Exclusion of guarantee
CDG CAPITAL GESTION makes no express or implied warranty (including, but not limited to, the implied warranties of merchantability or non-infringement, merchantability or fitness for a particular purpose) for the accuracy, reliability, up-to-date or content of the pages of the site. The Publisher can in no way be held responsible for any damages whatsoever: direct, indirect, incidental or consequential damages, loss of profit, resulting from the use or inability to use the site .
pricing
Access to the site is free of charge apart from Internet access costs billed directly to the user by the telecommunication operator.

 

III- PROTECTION OF PERSONAL DATA
Responsible Entity
CDG CAPITAL GESTION is the entity responsible for the processing of personal data collected or entered on the site.
The Publisher undertakes that the collection and processing of personal information shall be carried out in accordance with Law 09-08 of 18 February 2009 on the protection of individuals with regard to the processing of personal data.
The Publisher shall take appropriate physical, technical and organizational measures to ensure the security and confidentiality of personal data, in particular to protect them against loss, accidental destruction, alteration or unauthorized access.
CDG CAPITAL GESTION may, however, be obliged to disclose any information concerning the user in order to comply with any law or regulation in force, or to respond to any legal or administrative request.
Declaration
In accordance with Law No. 09-08 of 18 February 2009 on the protection of individuals with regard to the processing of personal data, the personal data collected on the site are declared to the National Commission for Data Control at Personal character (CNDP).
No personal information collected is transferred to third parties, with the exception of what is declared to the CNDP.
Collected data


The data is collected and processed by CDG CAPITAL GESTION internally, mainly in the context of the processing of requests and the provision of general or specific information on products and services likely to interest the user.
No personal information is collected without the knowledge of the user.
The Publisher undertakes to keep the personal data for a period not exceeding that necessary to achieve the purposes for which they are collected or processed.
Processing permissions
The user expressly agrees that his personal data will be collected and processed in accordance with the provisions of Law 09-08 on the protection of individuals with regard to the processing of personal data and the authorization of the Commission National Control of the Protection of Personal Data (CNDP) n ° ...... ..

The user automatically authorizes CDG CAPITAL GESTION to perform the following operations:
• Process the data relating to the person of the user, products and services that he uses
• Share the information and personal data concerning the user with any establishment or subsidiary entities or parent company of CDG CAPITAL GESTION.
This anonymized data can also be collected for statistical purposes.
Terms of exercise of the rights of the user
In accordance with Law 09-08, the user concerned by the processing of personal data has the rights to information, access, rectification and opposition to data concerning him. He may request that these data be rectified, or oppose their treatment, provided that they justify a legitimate reason. Data subjects can contact the Compliance Department of CDG CAPITAL GESTION by e-mail at the following address: [email protected]
In accordance with the applicable regulations, any news communication will be carried out with the prior consent of the user. The user can return at any time on this consent.

 

IV. COOKIES USE POLICIES
Definition
Cookies are small text, image or software files placed and stored on the computer, the smartphone or any other device used to browse the Internet, when the user visits a website.
Cookies improve the comfort of navigation on the site and are essential to collect information about the visit by the user, such as the course on the site or the language of preference.
Warning
The user of the site is informed that during his visits to the site, a cookie may be automatically installed on his browser and be temporarily stored in memory on his hard drive.
Use of cookies
Cookies are used by CDG CAPITAL GESTION for:
• Manage personal settings when connecting the user to the secure site
• Save user navigation information to the most relevant content
• Collect the IP address of the user, its geographical origin, the pages consulted, the terminal used (smartphone or computer), in order to measure and qualify the audience of the site.
In no case, cookies are intended to use personal information about the users of the site.
By browsing the site, you accept the deposit of cookies on your device
The user can manage cookies by modifying the options of the navigation software installed on his terminal. However, these changes may prevent the correct use of certain features of the site.

 

V. APPLICABLE LAW
The site is published and hosted in Morocco. He is subject to Moroccan law. Any user is considered to accept the application of Moroccan laws and the attribution of jurisdiction to the courts of Morocco.